The benefit confirmation statement is your record of your benefit elections. When you complete your enrollment, you will want to make sure you get a copy of your benefit confirmation statement.
The reason you want to do this is because if there is any question about what you enrolled in, you can get your statement and essentially show proof or a reciept for your enrollment.
How to Get a Copy of Your Benefit Confirmation
The best time to get a copy of your benefit confirmation is at the end of your enrollment.
How you get it depends on how you enroll. Here are the three enrollment methods and how you get your confirmation statement.
- Self-enrollment At the of the enrollment, there should be a way to print out or download a pdf copy of your elections. Depending on the enrollment platform, you may be able to press a button and have it emailed to you. I like to get a pdf version of my summary and then I also print it out.
- Call center enrollment You may enroll through a call center. If you do, the call center counselor should be able to email you a copy of you confirmation. Before you end the call, make sure you have received it.
- Onsite benefits counselor enrollment If you meet with a benefits counselor in person, you should be able to get copy of your confirmation statement from them. They may be able to print it out. These days, it’s more likely they will email it to you vs printing it out. You may be asked to sign a copy for the counselor so they can also have a record of what you did.
Your HR contact at your employer may also provide a benefit summary if they help enroll you.
Review Your Benefit Confirmation Statement When You Receive It
It’s not enough to just get a copy of your summary, it’s important to review your confirmation to make sure it is correct.
I can tell that most people make sure they got a copy but they don’t necessarily review that the elections are correct.
The time to check your enrollments is at the end of the enrollment. It’s much easier to correct issues then than to wait and do it three months into the plan year.
What to Look for on Your Benefit Confirmation
On your benefit summary, you’ll want to review each of benefits and verify the following:
- The benefit enrolled in
- The specific plan
- The coverage tier
- Who is covered
- The payroll deduction
- The effective date
So, for example, let’s say you enroll in medical for you and your family. Here is how it might look on your summary.
| Benefit | Plan | Coverage Level | Covered Family | Payroll Deduction | Effective Date |
| Medical | HDHP | Employee + Family | John Doe, Jane Doe, Son Doe, Daughter Doe | $98/week | 1/1/25 |
Make sure that each benefit you enrolled in is indeed what you selected.
Conclusion
Make sure that you get a copy of your benefit confirmation statement at the end of your enrollment. This will be proof of what your enrollment elections were when you enrolled.
But, make sure that you not only get a copy but that you also REVIEW your copy to make sure it is correct.
Keep a copy for later in case there is an issue, you can always pull out your confirmation statement to show what you enrolled it.
